Window cleaning often involves ladders, lifts, and working around client property. The most important coverages include:
- General Liability – Protects against property damage, such as broken windows, or injuries to third parties.
- Workers’ Compensation – Required in most states if you have employees; covers workplace injuries like ladder falls or slips.
- Commercial Auto Insurance – Covers vehicles used to transport ladders, scaffolding, and equipment.
- Equipment Coverage – Protects your tools and gear from theft or damage while on the job or in transit.
- Business Owner’s Policy (BOP) – Bundles liability and property coverage, often with income protection.
