Running a laundromat means relying on expensive machines, handling customer property, and operating in a public-facing space. Core coverages include:
- General Liability – Covers customer injuries such as slips on wet floors or property damage caused by malfunctioning equipment.
- Commercial Property Insurance – Protects your building, washers, dryers, and vending machines from fire, theft, or storms.
- Workers’ Compensation – Required in most states if you have employees; covers job-related injuries.
- Business Owner’s Policy (BOP) – Combines liability and property coverage, often including lost income protection if equipment failures or fires force you to close temporarily.
