What types of insurance do real estate agents need?

Real estate professionals often require: 

  • Errors & Omissions (Professional Liability Insurance): crucial for claims involving failure to disclose, contract mistakes, or inaccurate advice. 
  • General Liability Insurance: covers third‑party bodily injury or property damage during open houses or client visits. 
  • BOP (Business Owner’s Policy): a bundle of property and liability coverage that often includes business interruption. 
  • Commercial Auto Insurance: required if you use vehicles for client meetings or showing properties. 
  • Cyber Liability Insurance: recommended if handling client data, contracts, or personal information digitally. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.