Your insurance portfolio protects against multiple jobsite hazards, including:
- Injuries or property damage to clients or tenants during service visits (General Liability).
- Vehicle accidents during transport of equipment or parts (Commercial Auto).
- Tool loss or damage from theft, fire, or transit incidents (Inland Marine).
- Employee injuries such as electrocution, heat exhaustion, falls (Workers’ Compensation).
- Construction defects or improper installations resulting in system failure or client loss (Professional Liability).
- Workspace damage or income loss due to burglary or damages (Commercial Property/BOP).
These coverages help HVAC businesses stay resilient—even when accidents or mistakes happen.
