Yes! If you hire employees, most states legally require you to carry workers’ compensation. This coverage is essential in the pet care industry because:
- Injury Protection – Covers medical bills and lost wages if an employee is bitten, pulled by a dog, or injured while walking pets.
- Legal Compliance – Workers’ comp laws vary by state, but nearly all require coverage for businesses with employees.
- Business Stability – Protects your business from lawsuits tied to workplace injuries.
Even if you work alone, some dog walkers choose occupational accident coverage as an alternative, so they are protected if they get hurt on the job.
